Terms Of Service

These Terms of Service (“Terms”) govern your access to and use of the website The Funding Table and any related content, features, or services (collectively, the “Site”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, you must not use the Site.

1. Use of the Site

The Funding Table provides educational content and resources about grants, loans, and other funding opportunities for small businesses. The Site does not provide legal, tax, financial, or investment advice and does not broker, originate, or underwrite funding products. You agree to use the Site only for lawful purposes and in accordance with these Terms.

2. Eligibility

The Site is intended for users who are at least 18 years old and accessing the Site for business or professional purposes. By using the Site, you represent that you meet these eligibility requirements and have authority to agree to these Terms on behalf of yourself or your business.

3. No Funding Guarantees

Information on the Site is provided for general informational and educational purposes only. Any descriptions of funding programs, grants, or lenders are not offers, guarantees of approval, or endorsements. You are solely responsible for evaluating suitability, eligibility, and risks before applying to any third‑party funding source.

4. User Content and Submissions

If you submit information (such as comments, questions, testimonials, or suggestions), you grant The Funding Table a non‑exclusive, worldwide, royalty‑free license to use, reproduce, modify, and display that content in connection with operating and improving the Site. You represent that you have the rights to share any content you submit and that it does not infringe third‑party rights or violate any laws.

5. Intellectual Property

All content on the Site—including text, graphics, logos, icons, images, and layout—is owned by or licensed to The Funding Table and is protected by intellectual property laws. You may view and print content for your personal or internal business use only. You may not copy, reproduce, distribute, modify, create derivative works from, or publicly display any Site content without prior written permission, except as expressly allowed by law.

6. Prohibited Conduct

You agree not to:

  • Use the Site for any unlawful, fraudulent, or abusive purpose.
  • Attempt to gain unauthorized access to any systems or networks connected to the Site.
  • Interfere with or disrupt the operation of the Site or any related services.
  • Use any automated means (such as bots or scrapers) to access or collect data from the Site without permission.
  • Impersonate any person or entity or misrepresent your affiliation with The Funding Table.

The Site may include links to third‑party websites, tools, or services, including lenders, grant platforms, and other resource providers. These third parties are independent of The Funding Table, which does not control and is not responsible for their content, policies, or practices. Your use of third‑party sites is at your own risk, and any interactions, applications, or agreements with them are solely between you and the third party.

8. Disclaimers

The Site and all content are provided on an “as is” and “as available” basis, without warranties of any kind, express or implied. The Funding Table does not warrant that the Site will be accurate, complete, current, uninterrupted, secure, or error‑free. To the fullest extent permitted by law, The Funding Table disclaims all warranties, including any implied warranties of merchantability, fitness for a particular purpose, and non‑infringement.

9. Limitation of Liability

To the maximum extent permitted by law, The Funding Table and its owners, employees, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or business arising out of or related to your use of the Site or reliance on its content. The Funding Table’s total aggregate liability for any claim arising from or related to the Site will not exceed one hundred U.S. dollars (USD $100).

10. Indemnification

You agree to indemnify, defend, and hold harmless The Funding Table and its owners, employees, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to: (a) your use of the Site; (b) your violation of these Terms; or (c) your violation of any rights of a third party.

11. Changes to the Site and Terms

The Funding Table may update, modify, or discontinue any part of the Site at any time without notice. The Funding Table may also update these Terms from time to time. The “Last Updated” date at the top of this page will reflect the latest revision. Your continued use of the Site after changes become effective constitutes your acceptance of the revised Terms.

12. Governing Law and Dispute Resolution

These Terms and your use of the Site will be governed by and construed in accordance with the laws of the state specified by The Funding Table (without regard to conflict‑of‑law principles). Any dispute arising out of or relating to these Terms or the Site will be resolved in the state or federal courts located in that state, and you consent to the personal jurisdiction of those courts.

13. Termination

The Funding Table may suspend or terminate your access to the Site at any time, with or without notice, if it believes you have violated these Terms or engaged in harmful or unlawful behavior. Upon termination, all provisions that by their nature should survive (including intellectual property, disclaimers, limitation of liability, and indemnification) will remain in effect.

14. Entire Agreement and Contact

These Terms, together with any other policies or notices referenced on the Site (including the Privacy Policy), constitute the entire agreement between you and The Funding Table regarding your use of the Site. If any provision is found invalid or unenforceable, the remaining provisions will continue in full force and effect.

For questions about these Terms, you can contact The Funding Table using the contact details provided on the website.